Figuring Out Why the Computer Rejected Your Loan Application
Machine-learning algorithms increasingly make decisions about credit, medical diagnoses, personalized recommendations, advertising and job opportunities, among other things, but exactly how usually remains a mystery. Now, new measurement methods developed by Carnegie Mellon University researchers could provide important insights to this process.
Was it a person’s age, gender or education level that had the most influence on a decision? Was it a particular combination of factors? CMU’s Quantitative Input Influence (QII) measures can provide the relative weight of each factor in the final decision, said Anupam Datta, associate professor of computer science and electrical and computer engineering.
“Demands for algorithmic transparency are increasing as the use of algorithmic decision-making systems grows and as people realize the potential of these systems to introduce or perpetuate racial or sex discrimination or other social harms,” Datta said.
“Some companies are already beginning to provide transparency reports, but work on the computational foundations for these reports has been limited,” he continued. “Our goal was to develop measures of the degree of influence of each factor considered by a system, which could be used to generate transparency reports.”